How to Set Up Facebook/Meta Pay: A Guide to Features and Limitations

Rahul Maheshwari
3 min readApr 29, 2024


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Facebook Pay, now called Meta Pay, is a payment system provided by Meta (formerly Facebook) that allows users to send and receive money, make payments, and complete transactions across various Meta platforms such as Facebook, Messenger, Instagram, and WhatsApp. Here’s an overview of how it works:

Account Setup:

  • To use Meta Pay, you need to add a payment method to your account. This can be a credit card, debit card, or a PayPal account. You’ll need to enter your payment information and verify it through the platform.


  • Meta Pay uses encryption and other security measures to protect financial information. You can set up a PIN or use biometric authentication (like fingerprint or facial recognition) for added security.

Sending Money:

  • Within Facebook Messenger, you can send money to friends or family by tapping the “+” button, selecting the payment option, and entering the amount. You can also add a note to indicate the reason for the transfer.

Receiving Money:

  • If someone sends you money through Meta Pay, you’ll receive a notification. You can view and manage your transactions through the “Payments” section in your account settings.

Making Purchases:

  • Meta Pay allows you to make purchases on Facebook Marketplace, in-app purchases on Facebook and Instagram, and other transactions within Meta’s ecosystem. You can also use it to donate to fundraisers or support creators.

Transaction History:

  • You can view your transaction history within the “Payments” section. This lets you track your spending, check transaction statuses, and manage your payment methods.

Integration with Other Services:

  • Meta Pay is integrated into other Meta platforms, making it easy to use across different services. However, it’s primarily designed for personal use, not for business or commercial purposes.

Meta Pay is a convenient way to send and receive money within Meta’s platforms, with a focus on security and ease of use.

Facebook/Meta Pay Limits

Meta Pay has limits on payments and transactions to maintain security and comply with financial regulations. Let us see the limits that users may encounter when using Meta Pay:

Daily/Monthly Limits:

  • There are usually limits on the amount of money you can send in a single day or over a month. This can vary depending on your location, payment method, and other factors.

Transaction Limits:

  • Facebook Pay may also limit the amount you can send or receive in a single transaction. This helps prevent fraud and unauthorized transactions.

READ : How To Earn A Top Contributor Badge In A Facebook Group

Verification Requirements:

  • If you reach certain thresholds, Meta may require additional verification of your identity. This could involve providing government-issued identification or other documents to confirm your identity.

Account-Specific Limits:

  • If you are a new user or have limited activity on Meta platforms, you might have lower limits compared to established users with a verified identity.

Payment Method Limits:

  • Certain payment methods, like debit cards or PayPal, might have their own limits, which could influence the limits applied to your Meta Pay account.

Geographic Restrictions:

  • Meta Pay’s limits may differ based on your country or region due to varying financial regulations and compliance requirements.

To understand your specific limits, you can refer to the “Payments” section within Facebook or Messenger settings. This section provides information about your account, including transaction history, payment methods, and limits. If you’re unsure about your limits or require further assistance, you can reach out to Meta’s customer support for guidance.



Rahul Maheshwari

Digital Marketer at SocioBlend | Football Maniac | Value Investor | Petrol Head | Plantsman